Welcome

We're a specialty finance company that provides lending and leasing solutions to middle-market customers in the U.S. and Canada through three distinct platforms – Encina Business Credit (EBC), Encina Equipment Finance (EEF) and Encina Private Credit (EPC).

Encina Business Credit

Headquartered in Chicago, Encina Business Credit (EBC) provides revolving lines of credit and term loans ranging in size from $10 – $100 million and secured by accounts receivable, inventory, machinery & equipment and real estate.

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Encina Equipment Finance

Headquartered in Westport (CT), Encina Equipment Finance (EEF) provides loans and leases ranging in size from $5 – $50 million and secured by essential-use machinery & equipment.

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Encina Private Credit

Headquartered in Norwalk (CT), Encina Private Credit (EPC) partners with direct lenders to provide bespoke financing solutions to middle-market borrowers.

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